Toast takes a cut of every swipe. We don't.
Toast POS is built to capture your payment volume. OwnerClone is built to grow your profit. One flat usage fee — no processing percentage, no hardware buy-in, no 2-year lock-in.
Toast is a POS system with add-on modules. Starting at $0/mo with 3.09% + 15¢ processing fees — plus proprietary hardware you must buy, monthly software fees for each add-on, and mandatory 2-year contracts.
8 modules. 13 AI agents. Your website. Commission-free ordering. One usage-based price.
Why owners leave Toast POS
The real friction independent operators run into — and how OwnerClone solves it differently.
Proprietary hardware you can't walk away from
Toast requires their own terminals ($799–$1,299 each), handhelds, and kitchen display systems. Switch software and your hardware is a paperweight. OwnerClone works on any tablet or computer you already own.
Processing fees compound as you grow
At 2.49% per swipe, a restaurant doing $80K/mo pays $2,000/mo just in Toast processing. That's $24,000/year. OwnerClone doesn't touch your payment processing — keep your existing processor or use anyone you choose.
2-year contracts with early termination fees
Toast locks you in with multi-year contracts and charges termination fees to leave. OwnerClone has no contracts. If we don't deliver value, cancel anytime — no penalty, no negotiation.
Add-ons cost extra for what should be included
Online ordering, scheduling, and inventory are separate paid modules on Toast. OwnerClone includes 8 fully integrated modules — kitchen, bar, teams, financials, host, intelligence, vault, and brand — for one usage-based price.
Feature-by-feature comparison
Our honest take
Toast is a great POS system for chains and franchises that need proprietary hardware ecosystems. For independent owners who want to stop paying per-swipe fees and get real operational intelligence — scheduling, food cost, bookkeeping, AI — OwnerClone delivers more for far less.
Ready to see the difference?
Start free. No credit card required until 15 days before your trial ends. Your website goes live on day one.